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Is it advisable to not have health insurance in the US?

From my perspective, not having health insurance in the US is a risky move. Medical costs can be astronomically high, and without insurance, you could find yourself in serious financial trouble if a health issue arises. Health insurance also often covers preventative care, which can help diagnose problems early before they become major issues. Furthermore, under the Affordable Care Act, you could be fined for not having health insurance, adding an additional cost. In short, the potential risks and costs associated with not having health insurance make it an advisable necessity.

by Caspian Barrington
Apr 7, 2023
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Why do medical services and products cost so much in the US?

The cost of medical services and products in the US is often seen as exorbitant and is a source of frustration for many Americans. The high prices of medical care are largely due to the high cost of insurance premiums, drug prices, and medical equipment. Additionally, the US healthcare system does not have the same level of government price controls as other countries, meaning that prices are largely determined by the market. This results in a system where those with the most money can access the best medical care, while those without the means to pay are often left without options. Ultimately, the high cost of medical services and products in the US is an issue that needs to be addressed if Americans are to have equitable access to quality healthcare.